First, let’s be realistic and state the obvious: the average family today does not have the money necessary to fund their children’s college education. When you consider that tuition and room and board at most top-tier colleges and universities can easily cost $20,000 to over $40,000 a year, you can see why only the wealthy can afford to foot their child’s college bill themselves. Therefore, the vast majority of us will have to depend upon some form of financial aid if our children are to attend college.
The Financial Aid Formula
The Cost of Attendance minus Expected Family Contribution (EFC)
= Financial Need.
Knowing how the formula works is essential in the school selection and funding process. You will learn how to use the formula to avoid the student loan trap.
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